We provide an option to select a deductible of Rs. 3, 3.5, 4, 4.5, 5, 5.5, 7.5 and 10 lakhs. The deductible amount will apply on the sum of all admissible claims in that policy year. This means that of your claims (should any be arising), you choose to pay the deductible amount either out of your own pocket or with the aid of an existing health insurance policy. This benefit helps to Top Up your existing health cover at an affordable premium.