MANIPALCIGNA SUPER TOP UP
ManipalCigna Super Top Up is a specially designed health insurance plan that ensures that your health always has adequate cover, even with health care costs on the rise, and your family needs constantly evolving. It is time to do a little more for your health.
ENHANCE YOUR HEALTH COVER WITH
POCKET FRIENDLY PLANS
ManipalCigna Super Top Up allows customers to supplement their existing medical insurance cover provided by their company or personal medical coverage like a health insurance policy or health savings, at an affordable premium.
WHAT IS MANIPALCIGNA SUPER
4 REASONS WHY THIS IS THE PLAN YOU NEED FOR THAT
With ManipalCigna Super Top Up there is no capping on the type of room that we will cover. On hospitalization, medical expenses will be covered up to the insured amount over and above the deductible limit with no capping on room rent.
RECOVER IN YOUR ROOM
Once the cover for ManipaCigna Super Top Up kicks in, we will cover medical expenses that would have incurred 60 days before hospitalization and up to 90 days post hospital discharge.
EXTENDED PRE AND POST
OPTION TO GET COVER FOR THE DEDUCTIBLE AMOUNT IN THE FUTURE
There might be a chance that in the future you might not be able to pay the deductible amount. This might be for multiple reasons like retirement or changing jobs or simply using your savings for another personal goal. In that case, don’t worry. With the Guaranteed Continuity on Deductible* benefit you can buy a separate ManipalCIgna ProHealth Protect or equivalent plan (available with us) from the 5th policy year onwards. You will get guaranteed continuity on waiting periods with no fresh risk assessment for Sum Insured upto the deductible limit.
Stay ahead of medical inflation with Guaranteed Bonus that increases your insurance cover amount by 5% every year irrespective whether you make a claim or not . You can accumulate maximum upto 50% of Sum Insured opted.
*NB: THIS BENEFIT IS AVAILABLE ONLY FOR PEOPLE AGED 54 YEARS OR BELOW AND NEEDS TO BE OPTED FOR AT THE TIME OF POLICY PURCHASE.
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Get all the details of our plan, from extra coverage to additional Guaranteed Cumulative Bonus.
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What is health insurance?
Insurance coverage that pays for medical and surgical expenses that are incurred by the insured person during the treatment of a disease or injury. Health insurance can either reimburse the insured for expenses incurred from illness or injury or pay the care provider directly.
AUDIENCE QUESTIONS AND CURATED ANSWERS
ManipalCigna Super Top Up, UIN: MCIHLIP20081V011920. Launch Date: 4th December 2019.