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Why choose a private health insurance?



Healthcare is an aspect with which no individual should ever compromise. Our physical and mental well-being is closely tied to our overall progress and prosperity in life. One should have access to the best of healthcare services for a smooth recovery. Private health insurance ensures that the needs of the diseased ones are attended to diligently. Having control over the choice of doctor and mode of treatment can make a profound difference. Such facilities are a part of the private health insurance plans.


It gives more liberty in choosing from the range of medical care options. Thus choosing a private plan over a public one proves more beneficial in the long run. Let us go over the benefits of private health insurance to get a clearer picture.


BENEFITS OF PRIVATE HEALTH INSURANCE


  • Reduced Waiting Time: Perhaps the most vital reason to choose a private plan is the marginal waiting time. Patients are given prior importance and immediately hospitalized. One can obviate the harrowing experience of waiting time as faced in many public hospitals. The median waiting time for cardio, orthopaedic and knee replacement surgeries can be over a month. However patients under private insurance plans have the assurance of being treated right away. The treatment is never subjected to postponement, based upon the nature of emergency.

  • Choice of Specialist: People can have a say over the surgeon or doctor that addresses to their medical needs. Under this plan, individuals can select the specialist of their choice depending upon their availability. Moreover your insurer can have link-ups with the right network of specialists who can help you. This freedom of choice can only be claimed under a private health insurance plan.

  • Efficient Management: There is continuity of care and treatment by the same set of professionals from day one. Thus the patient is handled by people in awareness about their medical history. Under the private insurance plan, people can also claim rebate on the services. Individuals can feel relaxed because of the wide coverage given, at one place.

  • Private and Peaceful: One of the chief benefits of private health insurance is the access to private chambers. Post-surgery or other critical treatment, patients need their personal space for a well-rounded recovery. Private health insurance plans affords the luxury of choice. It is also convenient for the family members visiting the patients. Depending upon their plan, patients can opt for a personal cabin. Thus sparing themselves the trouble of sleepless nights and other discomforts in common dormitories.

  • Dedicated Medical Assistance: Other healthcare services such as physiotherapy, dental, antenatal and postnatal, in-home nursing is also given. According to their needs and budget, individuals can plan for the private policy. The entire procedure is made as seamless as possible with premium benefits.


Owing to supreme medical amenities and provision, private health insurance should be your choice of plan. As discussed above, there are incredible advantages of opting for this insurance plan. It aims at skilful handling of patients and relieves the families of long-term financial worries. Private health insurance is characterised by specialized healthcare, justifying the public’s sway over it.

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ManipalCigna Health Insurance Company Ltd (Formerly known as CignaTTK Health Insurance Company Limited) | CIN U66000MH2012PLC227948 | IRDAI Reg. No. 151 
Reg. Office: 401/402, 4th Floor, Raheja Titanium, off. Western Express Highway, Goregaon (East), Mumbai- 400 063 | Toll free number – 1800-102-4462 | Website address – www.manipalcigna.com
Trade Name / Trade Logo belongs to MEMG International India Private Limited and Cigna Intellectual Property Inc. and is being used by ManipalCigna Health Insurance Company Limited under license. For more details on risk factors, terms and conditions, please read the sales brochure/ sales document available on our website (Download section) before concluding a sale.

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