We all go an extra mile to take good care of ourselves & our family’s health. We understand how precious your loved ones are to you, thus presenting ManipalCigna ProHealth Select Plan to you. It is a plan, which has a unique combination of health protection solutions. The ProHealth Select Plan helps you safeguard health with best vital health covers available & also gives extra coverage with Cumulative Bonus Booster up to 200%.
This is an exclusive health insurance plan for people who wish to get covered for all basic hospital expenses. With ProHealth Select Plan get financial protection for inpatient hospitalization, day care treatment, domiciliary treatment & donor expenses as well.
The key features of this plan are unmatched:
Grace Period You get a grace period of 30 days to renew a single premium policy from the date of expiry.
Free Look Period We totally understand that before you trust our services you might need to try it. Hence, a period of 15 days from the receipt of the policy document is available to review the terms and conditions of this policy.
Cancellation If you are not happy with any of our services or would like to opt for some other plan, you can easily place a request for cancellation any time during the term of the policy. The premium would be refunded shortly.
First 30 days waiting period There is a minimum waiting period of 30 days from the day of Inception Date. It is applicable for all hospitalization claims except for accidents and policies.
First 90 days waiting period There will be a minimum of 90 day waiting period since the policy inception date that you will get before the symptoms of any critical illness first occur for you to be able to make a claim.
Income Tax Benefit For premiums paid in cash, tax benefit u/s 80D shall not be applicable.
Portability You can port your existing health insurance policy to the ProHealth Insurance policy.
Pre-Existing Diseases Waiting Period Pre-existing diseases will be covered for 48 months.
Two Years Waiting Period This will be applicable for just specific illnesses.
Now with this exclusive health plan which gives AYUSH coverage up to full Sum Insured & 100% restoration, protect your family’s health against all present & future emergencies and let us also guide you towards the path of wellness with many healthy rewards!