Buy Your Medical Insurance Online : Here's How?

Updated: Apr 24, 2019

When the government itself is on the path of ‘Digital India’, purchasing a health insurance online becomes a lot easier than expected. Along with being in sync with the current times, it also saves a lot of time and energy while providing you with wider options.

Here’s how you can buy your medical insurance online:

  • For buying medical insurance online, you can start with visiting various bank websites or insurance company websites like ManipalCigna, individually, to get a clear-cut idea of what all different health insurance policies each have to offer. The main aim is to compare all the plans so that you can choose the one that suits your needs and wallet the best. The FAQs and online chat options help you to clarify your queries within minutes.

  • Another option for making the above comparison between health insurance policies is to use an Insurance Aggregator Website that allows you to contrast between the varied advantages, terms, and conditions of various insurance companies at one website itself in a more systematic manner.

  • The comparison process also helps you decide as to the type of policy you want – individual, family floater, senior citizen, critical illness, etc.

  • Once you have narrowed down the insurance company you’d like to purchase from, you can get an exact quote from the company’s respective website.

  • You just have to fill in a simple form online and provide basic details like name, date of birth, address and contact details, lifestyle habits, health history, income, expected insurance cover, etc.

  • After providing these vitals, the website will churn out customized insurance plans to suit your specifications. Select a plan from these after reading all the terms and conditions properly and also features like – no claim bonus, life-long renewal, list of network hospitals, diseases covered, diseases not covered, sum assured and the premium amount.

  • Once you have selected your plan, click the buy button. It’s better to have an EIA (E Insurance Account) beforehand itself so that sharing your KYC (Know Your Customer) documents like identity proof, address proof, etc. with your prospective insurer online is faster and safer.

  • After filling a few more details, you now have to pay the first premium which can be done either through net banking, credit card or debit card.

  • As soon as you have made the payment, you get a confirmation e-mail that authenticates your purchase of a medical insurance online.

A health insurance is not an added expenditure; it’s a type of saving that provides you tax benefit and prepares you for medical emergencies. Always opt for an insurance company like ManipalCigna that facilitates your purchase of a medical insurance online with minimum clicks and easily understandable online navigation process.


ManipalCigna Health Insurance Company Ltd (Formerly known as CignaTTK Health Insurance Company Limited) | CIN U66000MH2012PLC227948 | IRDAI Reg. No. 151 
Reg. Office: 401/402, 4th Floor, Raheja Titanium, off. Western Express Highway, Goregaon (East), Mumbai- 400 063 | Toll free number – 1800-102-4462 | Website address –
Trade Name / Trade Logo belongs to MEMG International India Private Limited and Cigna Intellectual Property Inc. and is being used by ManipalCigna Health Insurance Company Limited under license. For more details on risk factors, terms and conditions, please read the sales brochure/ sales document available on our website (Download section) before concluding a sale.

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