OUR KEY FEATURES AT A GLANCE

IN-PATIENT HOSPITALIZATION

We will cover hospital accommodation expenses with no limit on room rent, charges for stay in Intensive Care Unit, related hospitalization expenses such as surgeon’s fees, nursing, anaesthesia, blood, oxygen, operation theatre charges, surgical appliances, medicines, drugs, and consumables up to the sum insured.

PRE-

HOSPITALIZATION

You may incur some expenses before you are hospitalized, like doctor’s fees, pharmacy-related expenses, or diagnostic tests. All such costs will be covered by us for up to 60 days before your hospitalization.

POST

HOSPITALIZATION

After you get home from the hospital, there are still many expenses to be taken care of, like consultation fees, diagnostic tests, pharmacy-related costs among other things. We will cover such expenses related to your hospitalization up to 90 days after your discharge.

INPATIENT HOSPITALISATION FOR AYUSH COVER

We will cover in-patient medical expenses up to the limit of Sum Insured towards non-allopathic treatments such as Ayurveda, Yoga & Naturopathy, Unani, Siddha & Homeopathy for hospitalization arising due to accident or illness undertaken in a government hospital or government recognised institute.

DAY CARE

TREATMENT

You might need to be hospitalized for less than 24 hours for certain procedures like dialysis, radiation therapy, cataract surgery among others. We will cover the cost of such procedures up to the sum insured.

NON – MEDICAL EXPENSES COVER

Covers your Non-Medical items expenses incurred during hospitalization arising out of disease/illness or 
 injury. This cover is available subject to claim being admissible under the Inpatient hospitalization and or Day Care Treatment under ManipalCigna Super Top Up policy.
List of Non-payable items listed under Annexure III of policy terms & condition.

AMBULANCE

COVER

We understand the need for emergency ambulance service; should you need immediate assistance, we will cover the ambulance expenses (as per actuals) every time you get hospitalized.

DONOR

EXPENSES

For situations like an organ transplant, the medical expenses incurred for the in-patient hospitalization of the donor is also covered up to the sum insured.

REDUCTION IN PRE-EXISTING DISEASES WAITING PERIOD

We will reduce the waiting period for PED from 48 months to 24 months from the date of inception of first policy with us under this benefit. 

CRITICAL ILLNESS ADD-ON

Persons between 18 to 65 years can opt for Critical Illness cover as add-on benefit. We will give a lump sum amount upto base Sum Insured in case of first diagnosis of the covered critical illnesses. In case of a family floater policy, once a claim has been paid for a critical illness under this benefit we will provide for 100% reinstatement of Sum Insured once during the lifetime of the policy for the other person covered.

GET YOUR DESIRED QUOTE IN SECONDS 

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Contact Us
Callers from India

Toll-free number

1800-419-1159

Callers outside India

+91 22 4985 4100

(Call charges as per the caller's tariff plan will apply)

Email
For any queries email us at
customercare@manipalcigna.com
and for any policy alterations email us at
mychangerequest@manipalcigna.com
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Registered office:
ManipalCigna Health Insurance Company Limited,
401/402,Raheja Titanium,
Western Express Highway,
Goregaon( East ), Mumbai – 400063.

ManipalCigna Health Insurance Company Limited. IRDAI Reg. No. : 151 dated 13th November 2013. CINU66000MH2012PLC227948. For more details on risk factors, terms and conditions, please read the sales brochure/sales documents available on our website (Download section) before concluding a sale

*Tax Treatment is subject to change in tax laws *Premium if mentioned in the advertisement is only indicative and is not flat across all age groups or health plan type Insurance is the subject matter of solicitation

i. “Insurance is the subject matter of solicitation“

ii. “** Tax Treatment is subject to change in tax laws # Premium if mentioned in the advertisement is only indicative and is not flat across all age groups or health plan type 1. 3.5L at Rs.23*/day has been calculated by taking Sum insured-3.5L, Protect Plan, Age-32years & 30 years,2 adults, Policy term-1 year, Zone-1 (Mumbai) Premium inclusive of all taxes. 2. 4.5L at Rs.500*/month(or Rs.16*/day) has been calculated by taking Sum insured-4.5L, Plus Plan,Age-26years,1 adult , Male, Policy term-1 year, Zone-3(Jaipur). Premium inclusive of taxes. ^ Awarded Best Health Insurance Company of the Year at the India Insurance Summit & Awards 2019 “

© 2019 ManipalCigna Health Insurance Company Limited. All rights reserved. Trade Logo belongs to M/s Cigna Intellectual Property Inc. and T T Krishnamachari & Co and used by ManipalCigna Health Insurance company Limited.