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Group Protection that is Flexible, Comprehensive and Easyily Accesible


At ManipalCigna, we know every member of a group is unique and so are their health and wellness needs. Accordingly, Group FlexiCare as the name goes, is designed to be flexible yet comprehensive to suit both the needs of the business while keeping in mind the needs of the individual group members.


It offers easy protection against listed perils, events, ailments and risks with a full range of benefits available both on standalone basis (i.e. a single cover can be opted to design a group protection) or in combination (i.e. bundle of multiple covers from same or different segment like accident, illness, surgery, travel etc.). 


We, at ManipalCigna, also understand the impact that simple and small changes in lifestyle can make on a person’s overall health and well-being. That’s where our health and wellness solutions come into picture. This holistically designed program is based on multiple parameters of health and wellness. It's fast, accessible & easy to use. Just choose a cover from our wellness package to add to your core cover and your tailored group protection solution is ready.



  • Provides coverage towards a wide range of perils, ailments, events, risks under different segments including Accident, Mediclaim, Surgery, Domestic Travel and Wellness

  • Multiple options from hospitalisation, day care, out-patient, home care and related benefits


  • Choice of pay-out from indemnity, benefit and daily cash


  • Family, Dependent member protection; Income protection; EMI protection, Premium waiver and many more

  • Complete freedom to design need based group protection from single cover to a complete 360° packaged solution


  • Host of choices for cost effective plans: Co-pay, Deductible, Sub-limit, Waiting period inclusion, Limit on duration of hospitalisation, Limit on area of cover etc.


  • Wellness package for Health and Well-being


  • Coverage available to group member(s) / Employee(s) of the Policyholder or affinity (non-employer employee) group enrolled member(s)


  • Relationships covered: Employee’s/member’s Spouse, parents, children, sibling, parent-in-laws, sibling-in-laws, grandparents, grandchildren, son in law, daughter in law, uncle, aunt, niece and nephew, etc. (with insurable interest)


  • Premium payment frequency available: Monthly/Quarterly/Half yearly/ Yearly/ Single/ Daily/ Weekly/ Fortnightly, Limited premium paying Term (1 month to 11 months)

  • Policy provides cover on an individual and/ or floater basis

ManipalCigna Health Insurance Company Ltd (Formerly known as CignaTTK Health Insurance Company Limited) | CIN U66000MH2012PLC227948 | IRDAI Reg. No. 151 
Reg. Office: 401/402, 4th Floor, Raheja Titanium, off. Western Express Highway, Goregaon (East), Mumbai- 400 063 | Toll free number – 1800-102-4462 | Website address –
Trade Name / Trade Logo belongs to MEMG International India Private Limited and Cigna Intellectual Property Inc. and is being used by ManipalCigna Health Insurance Company Limited under license. For more details on risk factors, terms and conditions, please read the sales brochure/ sales document available on our website (Download section) before concluding a sale.