MANIPALCIGNA FLEXICARE GROUP INSURANCE POLICY
GROUP PROTECTION THAT IS FLEXIBLE,
COMPREHENSIVE AND EASILY ACCESIBLE
In day today’s life, while the level of medical care available has increased, what has also increased side by side are the health risks that we are exposed to. With the cost of hospitalization constantly increasing, any health incident can mean a drain on people’s savings. Not anymore. With the ManipalCigna FlexiCare Group Insurance Policy, one can provide employees, or members of any affinity group the optimum cover they require.
STAY PROTECTED STAY WORRY-FREE
WITH OUR FLEXICARE
At ManipalCigna, we know every member of a group is unique and so are their health and wellness needs. Accordingly, FlexiCare as the name goes, is designed to be flexible yet comprehensive to suit both the needs of the business while keeping in mind the needs of the individual group members.
It offers easy protection against listed perils, events, ailments and risks with a full range of benefits available both on standalone basis (i.e. a single cover can be opted to design a group protection) or in combination (i.e. bundle of multiple covers from same or different segment like accident, illness, surgery, travel etc.).
We, at ManipalCigna, also understand the impact that simple and small changes in lifestyle can make on a person’s overall health and well-being. That’s where our health and wellness solutions come into picture. This holistically designed program is based on multiple parameters of health and wellness. It's fast, accessible & easy to use. Just choose a cover from our wellness package to add to your core cover and your tailored group protection solution is ready.
HIGHLIGHTS OF OUR PLAN
Provides coverage towards a wide range of perils, ailments, events, risks under different segments including Accident, Mediclaim, Surgery, Domestic Travel and Wellness
Multiple options from hospitalisation, day care, out-patient, home care and related benefits
Choice of pay-out from indemnity, benefit and daily cash
Family, Dependent member protection; Income protection; EMI protection, Premium waiver and many more
Complete freedom to design need based group protection from single cover to a complete 360° packaged solution
Host of choices for cost effective plans: Co-pay, Deductible, Sub-limit, Waiting period inclusion, Limit on duration of hospitalisation, Limit on area of cover etc.
Wellness packages for Health and Well-being
Coverage available to Group member(s) / Employee(s) of the Policyholder or affinity (non-employer employee) group enrolled member(s)
Relationships covered: Employee’s/member’s Spouse, parents, children, sibling, parent-in-laws, sibling-in-laws, grandparents, grandchildren, son in law, daughter in law, uncle, aunt, niece and nephew, etc. (with insurable interest)
Premium payment frequency available: Monthly/Quarterly/Half yearly/ Yearly/ Single/ Daily/ Weekly/ Fortnightly, Limited premium paying term (1 month to 11 months)
Policy provides cover on an individual and/ or floater basis
For more details refer policy terms and conditions.
ManipalCigna FlexiCare Group Insurance Policy UIN: MCIHLGP20120V011920. Launch Date : 29th June 2020.