MULTIPLE DISCOUNTS AND BENEFITS TO SAFEGUARD
10% discount on the premium amount on enrolling 2 and more family members under a single individual policy.
LONG TERM DISCOUNT
7.5% for selecting 2 years and 10% for selecting 3 years single premium policy.
ONLINE RENEWAL DISCOUNT
3% discount on the premium from next renewal if the premium is received through NACH (National Automated Clearing House) or standing instruction (where payment is made either by direct debit of bank account or credit card)
INCOME TAX BENEFIT
In addition to health protection, you can also claim tax deduction u/s 80D as per IT Act 1961 for premium paid towards this policy. For premiums paid in cash, tax benefit u/s 80D shall not be applicable. Please consult your tax advisor for more details.
We provide an option to select a deductible of Rs. 3, 3.5, 4, 4.5, 5, 5.5, 7.5 and 10 lakhs. The deductible amount will apply on the sum of all admissible claims in that policy year. This means that of your claims (should any be arising), you choose to pay the deductible amount either out of your own pocket or with the aid of an existing health insurance policy. This benefit helps to Top Up your existing health cover at an affordable premium.
GUARANTEED CUMULATIVE BONUS
Ever increasing cost of medical treatment will no longer be a reason to worry with guaranteed bonus. We increase the sum insured by 5% for each year up to a maximum of 50% (irrespective of claims). For example, if you have coverage of Rs. 10 Lakhs, an additional Sum Insured of Rs. 50,000 will be allowed as Cumulative Bonus every year, maximum upto 50%.
ManipalCigna Health Insurance Company Ltd (Formerly known as CignaTTK Health Insurance Company Limited) | CIN U66000MH2012PLC227948 | IRDAI Reg. No. 151
Reg. Office: 401/402, 4th Floor, Raheja Titanium, off. Western Express Highway, Goregaon (East), Mumbai- 400 063 | Toll free number – 1800-102-4462 | Website address –www.manipalcigna.com
Trade Name / Trade Logo belongs to MEMG International India Private Limited and Cigna Intellectual Property Inc. and is being used by ManipalCigna Health Insurance Company Limited under license. For more details on risk factors, terms and conditions, please read the sales brochure/ sales document available on our website (Download section) before concluding a sale. ManipalCigna ProHealth Select UIN: IRDAI/HLT/CTTK/P-H/V.I/72/2016-17, ManipalCigna Critical Illness Add-on UIN: IRDA/NL-HLT/CTTK/P-H/V-I/390/Addon(CI)13-14. Launch Date: 12th June 2017.