ManipalCigna Super Top Up Policy
Enhance Your Health Cover with Pocket Friendly Plans
ManipalCigna Super Top Up is a specially designed health insurance plan that ensures that your health always has adequate cover, even with health care costs on the rise, and your family needs constantly evolving. It is time to do a little more for your health.
What is ManipalCigna Super Top Up?
ManipalCigna Super Top Up allows customers to supplement their existing medical insurance cover provided by their company or personal medical coverage like a health insurance policy or health savings, at an affordable premium.
Designed to provide additional coverage to bridge the gap created by changing family health needs and increasing medical costs, ManipalCigna Super Top Up takes over right where your current plan’s benefits end or personal funds exhausts.
4 Reasons Why This Is The Plan You Need For That Extra Care
With ManipalCigna Super Top Up there is no capping on the type of room that we will cover. On hospitalization, medical expenses will be covered up to the insured amount over and above the deductible limit with no capping on room rent.
OUT-PATIENT BENEFIT OF UPTO
for treatment of non-admitted patients and
small medical expenses
RECOVER IN YOUR ROOM OF CHOICE
Once the cover for ManipaCigna Super Top Up kicks in, we will cover medical expenses that would have incurred 60 days before hospitalization and up to 90 days post hospital discharge.
EXTENDED PRE AND POST HOSPITALIZATION BENEFIT
OPTION TO GET COVER FOR THE DEDUCTIBLE AMOUNT IN THE FUTURE
There might be a chance that in the future you might not be able to pay the deductible amount. This might be for multiple reasons like retirement or changing jobs or simply using your savings for another personal goal. In that case, don’t worry. With the Guaranteed Continuity on Deductible benefit you can buy a separate ManipalCIgna ProHealth Protect or equivalent plan (available with us) from the 5th policy year onwards. You will get guaranteed continuity on waiting periods with no fresh risk assessment for Sum Insured upto the deductible limit.
NB: This benefit is available only for people aged 54 years or below and needs to be opted for at the time of policy purchase.
GUARANTEED CUMULATIVE BONUS
Stay ahead of medical inflation with Guaranteed Bonus that increases your insurance cover amount by 5% every year irrespective whether you make a claim or not . You can accumulate maximum upto 50% of Sum Insured opted.
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Get all the details of our plan, from extra coverage to additional Guaranteed Cumulative Bonus.
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As life goes on, the amount of health cover to adequately protect your family and your finances keeps changing. This could be due to changing family needs or just medical inflation. ManipalCigna Super Top Up ensures that your health cover is always adequate by providing financial protection in addition to your existing plans for covering hospitalization costs.
Frequently asked questions
What is health insurance?
Insurance coverage that pays for medical and surgical expenses that are incurred by the insured person during the treatment of a disease or injury. Health insurance can either reimburse the insured for expenses incurred from illness or injury or pay the care provider directly.
AUDIENCE QUESTIONS AND CURATED ANSWERS
ManipalCigna Health Insurance Company Ltd (Formerly known as CignaTTK Health Insurance Company Limited) | CIN U66000MH2012PLC227948 | IRDAI Reg. No. 151
Reg. Office: 401/402, 4th Floor, Raheja Titanium, off. Western Express Highway, Goregaon (East), Mumbai- 400 063 | Toll free number – 1800-102-4462 | Website address –www.manipalcigna.com
Trade Name / Trade Logo belongs to MEMG International India Private Limited and Cigna Intellectual Property Inc. and is being used by ManipalCigna Health Insurance Company Limited under license. For more details on risk factors, terms and conditions, please read the sales brochure/ sales document available on our website (Download section) before concluding a sale. ManipalCigna ProHealth Select UIN: IRDAI/HLT/CTTK/P-H/V.I/72/2016-17, ManipalCigna Critical Illness Add-on UIN: IRDA/NL-HLT/CTTK/P-H/V-I/390/Addon(CI)13-14. Launch Date: 12th June 2017.