All hospitalization related expenses are covered including treatment costs, medical tests, drugs, accommodation charges, pre and post medical charges, ambulance expenses and more.

OUR KEY FEATURES AT A GLANCE

IN-PATIENT HOSPITALIZATION

We will cover hospital room charges up to a limit of 2%of the sum insured, subject to maximum of Rs. 5,000/- per day, and charges for stay in Intensive Care Unit up to a limit of 5% of the sum insured, subject to maximum of Rs. 10,000/- per day. We also cover related hospitalization expenses such as surgeon’s fees, nursing, anaesthesia, blood, oxygen, operation theatre charges, surgical appliances, medicines, drugs, and consumables up to the sum insured.

PRE-

HOSPITALIZATION

You may incur some expenses before you are hospitalized, like doctor’s fees, pharmacy-related expenses, or diagnostic tests. All such costs will be covered by us for up to 30 days before your hospitalization up to the sum insured.

POST -

HOSPITALISATION

After you get home from the hospital, there are still many expenses to be taken care of, like consultation fees, diagnostic tests, pharmacy-related costs among other things. We will cover such expenses related to your hospitalization up to 60 days after your discharge up to the sum insured.

IN-PATIENT HOSPITALISATION FOR AYUSH COVER

We will cover in-patient medical expenses up to the  sum insured towards non-allopathic treatments such as Ayurveda, Yoga & Naturopathy, Unani, Siddha & Homeopathy for hospitalization arising due to accident or illness undertaken in a government hospital or government recognized institute.

DAY CARE

TREATMENT

You might need to be hospitalized for less than 24 hours for certain procedures like dialysis, radiation therapy, among others. We will cover the cost of such procedures up to the sum insured.

AMBULANCE

COVER

We understand the need for emergency ambulance service; should you need immediate assistance; we will cover the ambulance expenses up to  Rs. 2000 per event, every time you get hospitalized.

CATARACT TREATMENT

We cover  medical expenses incurred for treatment of Cataract, subject to a limit of 25% of sum insured or Rs. 40,000/-, whichever is lower, for each eye, once a policy year.

MODERN TREATMENTS

The following procedures will be covered (wherever medically required) either as in-patient or as a part of day care treatment in a hospital, up to 50% of sum insured, as specified in the policy schedule, during the policy period:

  • Uterine Artery Embolization and HIFU

       (High intensity focused ultrasound)

  • Balloon Sinuplasty

  • Deep Brain stimulation

  • Oral chemotherapy

  • immunotherapy-  Monoclonal Antibody to be given as injection

  • Intra vitreal injection

  • Robotic surgeries

  • Stereotactic radio surgeries

  • Bronchical Thermoplasty

  • Vaporization of the prostrate (Green laser treatment or holmium laser treatment)

  • IONM - (Intra Operative Neuro Monitoring)

  • Stem cell therapy:  Hematopoietic stem cells for bone marrow transplant for hematological conditions to be covered.

GET YOUR DESIRED QUOTE IN SECONDS 

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Contact Us
Callers from India

Toll-free number

1800-419-1159

Callers outside India

+91 22 4985 4100

(Call charges as per the caller's tariff plan will apply)

Email
For any queries email us at
customercare@manipalcigna.com
and for any policy alterations email us at
mychangerequest@manipalcigna.com
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Registered office:
ManipalCigna Health Insurance Company Limited,
401/402,Raheja Titanium,
Western Express Highway,
Goregaon( East ), Mumbai – 400063.

ManipalCigna Health Insurance Company Limited. IRDAI Reg. No. : 151 dated 13th November 2013. CINU66000MH2012PLC227948. For more details on risk factors, terms and conditions, please read the sales brochure/sales documents available on our website (Download section) before concluding a sale

*Tax Treatment is subject to change in tax laws *Premium if mentioned in the advertisement is only indicative and is not flat across all age groups or health plan type Insurance is the subject matter of solicitation

i. “Insurance is the subject matter of solicitation“

ii. “** Tax Treatment is subject to change in tax laws # Premium if mentioned in the advertisement is only indicative and is not flat across all age groups or health plan type 1. 3.5L at Rs.23*/day has been calculated by taking Sum insured-3.5L, Protect Plan, Age-32years & 30 years,2 adults, Policy term-1 year, Zone-1 (Mumbai) Premium inclusive of all taxes. 2. 4.5L at Rs.500*/month(or Rs.16*/day) has been calculated by taking Sum insured-4.5L, Plus Plan,Age-26years,1 adult , Male, Policy term-1 year, Zone-3(Jaipur). Premium inclusive of taxes. ^ Awarded Best Health Insurance Company of the Year at the India Insurance Summit & Awards 2019 “

© 2019 ManipalCigna Health Insurance Company Limited. All rights reserved. Trade Logo belongs to M/s Cigna Intellectual Property Inc. and T T Krishnamachari & Co and used by ManipalCigna Health Insurance company Limited.