MULTIPLE DISCOUNTS AND BENEFITS TO SAFEGUARD YOUR FINANCES

FAMILY

DISCOUNT

15% discount on the premium amount on enrolling 2 and more family members under a single individual policy.

ONLINE RENEWAL DISCOUNT 

3% discount on the premium from next renewal if the premium is received through NACH (National Automated Clearing House) or standing instruction (where payment is made either by direct debit of bank account or credit card).

CUMULATIVE BONUS

 Ever increasing cost of medical treatment will no longer be a reason to worry. We increase the sum insured by 5% for every claim free year up to a maximum of 50%. For example, if you have coverage of Rs. 1 Lac, an additional Sum Insured of Rs. 5,000 will be allowed as Cumulative Bonus every year, till your cover reaches 1.5 Lacs, as long as there is no claim.

If a claim is made in any particular year, the cumulative bonus accrued would be reduced at the same rate (5%) at which it has accrued.
Taking the above example, for a claim made (any amount) in the policy year, the Cumulative bonus will be reduced by the amount (say Rs. 5000) earned.
If a scenario arises, where the accumulated bonus has been reduced to nil and a claim is still made, there will be no effect on the policy. The base sum insured will not be reduced. 

 

INCOME TAX BENEFIT

In addition to health protection, you can also claim tax deduction u/s 80D as per IT Act 1961 for premium paid towards this policy. For premiums paid in cash, tax benefit u/s 80D shall not be applicable. Please consult your tax advisor for more details. 

GET YOUR DESIRED QUOTE IN SECONDS 

Stay on top of your health and wellness goals

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Contact Us
Callers from India

Toll-free number

1800-419-1159

Callers outside India

+91 22 4985 4100

(Call charges as per the caller's tariff plan will apply)

Email
For any queries email us at
customercare@manipalcigna.com
and for any policy alterations email us at
mychangerequest@manipalcigna.com
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Registered office:
ManipalCigna Health Insurance Company Limited,
401/402,Raheja Titanium,
Western Express Highway,
Goregaon( East ), Mumbai – 400063.

ManipalCigna Health Insurance Company Limited. IRDAI Reg. No. : 151 dated 13th November 2013. CINU66000MH2012PLC227948. For more details on risk factors, terms and conditions, please read the sales brochure/sales documents available on our website (Download section) before concluding a sale

*Tax Treatment is subject to change in tax laws *Premium if mentioned in the advertisement is only indicative and is not flat across all age groups or health plan type Insurance is the subject matter of solicitation

i. “Insurance is the subject matter of solicitation“

ii. “** Tax Treatment is subject to change in tax laws # Premium if mentioned in the advertisement is only indicative and is not flat across all age groups or health plan type 1. 3.5L at Rs.23*/day has been calculated by taking Sum insured-3.5L, Protect Plan, Age-32years & 30 years,2 adults, Policy term-1 year, Zone-1 (Mumbai) Premium inclusive of all taxes. 2. 4.5L at Rs.500*/month(or Rs.16*/day) has been calculated by taking Sum insured-4.5L, Plus Plan,Age-26years,1 adult , Male, Policy term-1 year, Zone-3(Jaipur). Premium inclusive of taxes. ^ Awarded Best Health Insurance Company of the Year at the India Insurance Summit & Awards 2019 “

© 2019 ManipalCigna Health Insurance Company Limited. All rights reserved. Trade Logo belongs to M/s Cigna Intellectual Property Inc. and T T Krishnamachari & Co and used by ManipalCigna Health Insurance company Limited.